Why USDT TRC-20 Gas Fees Are Rising on CoinPayments

Jour Cards
Jun 27
4 min read

Updated: 5 days ago

In today’s fast-paced digital economy, more people are turning to cryptocurrencies not just for investment—but for everyday payments. Among the growing list of digital assets, USDT on the TRC-20 network is quickly becoming a favorite. If you prefer the speed and reliability of USDT TRC-20, you’re not alone. Here’s why USDT is becoming a popular choice for modern payments. Jour Cards Store is one of the best partners to Coinpayments.

💸 What is USDT TRC-20?

USDT (Tether) is a stablecoin pegged to the US dollar. It offers the price stability of fiat with the power of blockchain. When issued on the TRON blockchain (TRC-20 standard), it combines stability with lightning-fast, low-cost transactions.

Unlike the Ethereum-based version (USDT ERC-20), TRC-20 USDT boasts:

Near-instant transfers
Almost zero transaction fees
Widespread exchange and wallet support

🚀 Why People Love Paying with USDT TRC-20

Here are just a few reasons why USDT TRC-20 is becoming the payment method of choice for savvy users:

1. Speed You Can Count On

Waiting minutes or even hours for blockchain confirmations is a thing of the past. TRC-20 transfers typically complete in seconds. This makes it ideal for time-sensitive payments.

2. Low Fees = More Value

Network fees on Ethereum can skyrocket during congestion. On TRON, fees are tiny to nonexistent. Therefore, more of your money goes where it needs to go.

3. Global and Borderless

Whether you’re paying someone across town or across the globe, USDT TRC-20 makes cross-border payments frictionless. There are no banks or currency exchange delays.

4. Stable Like Cash, Digital Like Crypto

With USDT, you’re not exposed to the volatility of traditional cryptocurrencies like Bitcoin or Ethereum. If you send $100, they receive $100—simple as that.

5. Great for Subscriptions, Services, and E-commerce

An increasing number of platforms, freelancers, and e-commerce stores accept USDT TRC-20. It's a smart choice for digital payments that are fast, stable, and globally accessible.

What Is CoinPayments? A Smart Choice for Crypto Payments

🌍 Overview: A Gateway Born in 2013

CoinPayments is a leading cryptocurrency payment processor. It allows merchants, individuals, and platforms to accept and manage crypto payments. Founded in 2013, the service pioneered multi-coin support. As a result, businesses can accept Bitcoin and hundreds of altcoins all in one place. With over 2.2 million users in 182+ countries, it remains one of the most widely-used platforms for crypto transactions.

✅ Core Features at a Glance

Multi-currency support: Accept over 2,000–2,350+ cryptocurrencies, such as BTC, ETH, LTC, DOGE, BNB, USDT, and more.
Easy integration: Plug-and-play options for WooCommerce, Shopify, Magento, OpenCart, PrestaShop, and more, plus a powerful API for custom use cases.
Built-in wallet & conversion: Includes a custodial wallet and tools to convert or auto-forward crypto assets between wallets or into fiat.
Security measures: Offers 2FA, cold storage, multi-sig wallets, and insured custodial services.
Low fees and instant settlement: Transactions settle nearly instantly, with fees starting from 0.5%, and some services offer real-time confirmations to speed up merchant settlements.
Merchant tools: Includes invoicing, customizable checkout buttons, point-of-sale solutions, and real-time notifications.

🚀 Why Merchants & Users Love It

Global Reach: Easily tap crypto-savvy customers from around the world—no bank red tape.
Chargeback immunity: Cryptocurrency transactions are irreversible, eliminating chargeback-related fraud.
Low-cost cross-border payments: Crypto avoids typical FX and cross-border payment fees.
Increased conversion: More checkout options can reduce cart abandonment, especially among crypto enthusiasts.

🚨 Why USDT TRC-20 Gas Fees Are Rising on CoinPayments

Over the past few months, users on CoinPayments have reported significantly increased fees for USDT (Tether) transfers on the TRON (TRC-20) network. Historically the platform’s cheapest option, TRC-20 has now seen fees escalate to levels comparable to or even higher than Ethereum transaction costs.

CoinPayments hasn’t posted official fee hikes. However, the rising rates reflect a broader network issue. TRON users need both TRX tokens and sufficient energy/bandwidth resources for smart contract interactions. If a user lacks these, extra TRX gets consumed, and it can add up quickly.

📈 What the Broader TRON Ecosystem Tells Us

Several external sources confirm the surge in TRC-20 USDT transfer costs:

TRC-20 gas fees soared above $9 per transaction in December 2024, still ranging between $3–$6.50 as of early 2025.
This surge positioned TRON as one of the most expensive networks for stablecoin transfers, even more so than Ethereum’s ERC-20 (approximately $0.40).
The root cause: TRON’s model charges extra when users don’t have enough energy or bandwidth, essential for TRC-20 token transfers.

❗ Impact on CoinPayments Users

When TRC-20 transfers require more TRX to fund energy/bandwidth, CoinPayments likely includes this in the withdrawal or refund fees. This means passing those costs to users. Since they combine platform fees with actual network costs, the end result can be substantially higher fees. This is especially true when users lack a sufficient TRX balance.

🛠 How to Reduce TRC-20 Gas Costs

Here are practical steps CoinPayments users can take to manage their transaction costs:

1. Keep TRX in Your Address

Make sure each TRC-20 address maintains enough TRX to pre-pay for energy/bandwidth. This prevents added network charges and transaction failure errors like “not enough TRX.”

2. Stake TRX for Resource Points

By staking TRX, you gain bandwidth and energy allowances on TRON. This offsets gas costs for USDT transfers.

3. Batch Withdrawals

CoinPayments supports batched withdrawals. Here, many transfers share a single on-chain transaction. This significantly reduces per-transfer costs.

4. Time It Right

TRON network load fluctuates. Delaying transfers to off-peak times can lower resource consumption and gas fees.

5. Use Alternative Chains

Where feasible, consider other USDT networks like BEP-20 (BSC) or Solana SPL. These often offer much lower fees (around $0.01–$0.0006) as network conditions evolve.

✅ Final Takeaways

TRC-20 USDT fees on CoinPayments have surged due to underlying TRON energy/bandwidth mechanics, not platform profit motives alone.
By proactively managing TRX and staking, as well as using batch withdrawals, you can significantly reduce gas costs.
If consistently low transfer fees matter most, consider using alternative USDT networks temporarily or permanently.

Jour Cards Store’s support for CoinPayments—and by extension USDT TRC-20—makes buying digital gift cards super easy for crypto holders. Whether you prefer the speed of automatic processing or the reassurance of a manual fallback, they’ve got you covered.